Digital Business Metric 2

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Barclay is the latest largest company to rival Apple Pay, with its offering of BPay wearable payment devices to make contactless payment (Olson 2015). In case if any device gets stolen, the problem could arise if auto top-up feature is enabled. However, the user can cancel it via BPay website, phone or app as it comes with fraud protection. Hardekopf (2019) discuss merger of BPay and Pingit products by Barclays as banks fend off apple. Barclays prepares to merge its wearable mobile payment product (BPay) with the popular app Pingit, after the customers rated their choice to digitalize things. The products require customers to maintain and download two separate apps: Pingit that supports international money transfers and peer to peer transactions where the BPay which let customer top up pre-paid credit onto the wearable accessories in order to make contactless payments. In this digital economy, banks try to adapt strategies according to the higher reliance of customers on technology to manage fiancés in everyday life...

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